Bisphenol-A (BPA), a chemical used in plastics, including food packaging, is associated with a higher risk of obesity in girls aged between 9 and 12 years, researchers from the Kaiser Permanente Division of Research in Oakland, California, reported in the journal PLoS ONE…
Clenching your right hand may help create a stronger memory of an event or action, and clenching your left hand may help you recall the memory later, according to a new study. The research was conducted by a team of experts from Montclair State University, led by Ruth Propper, and was published in the journal PLOS ONE…
Image description: The Food and Drug Administration (FDA) estimates that 142,000 illnesses each year are caused by consuming eggs contaminated with Salmonella. The FDA has put regulations in place to help prevent contamination of eggs on the farm and during shipping and storage.
But you also play a key role in preventing illness associated with eggs. The most effective way to prevent egg-related illness is by knowing how to buy, store, handle and cook eggs — or foods that contain them — safely.
Learn more about food safety at www.fda.gov/food
Image description: This animated gif shows the distribution of water vapor over Africa and the Atlantic Ocean. White areas have high concentrations of water vapor, while dark regions are relatively dry. The brightest white areas are towering thunderclouds. The image was acquired on the morning of September 2, 2010.
Learn more about the water cycle and why water is so important to the health of Earth from NASA’s Earth Observatory.
It’s never too early to start planning for your financial future, and National Financial Capability Month is the perfect time to begin. Whether you’re saving for college, learning how to be a smarter consumer or planning for retirement further down the road, we’ll help you unravel common money mysteries this month so you can ensure a strong financial future for yourself and your family.
The green banner at the top of this post will appear on all blog posts related to financial topics throughout the month of April. Keep an eye out for the banner and you’ll know you’ll find sound advice on how to make your money work for you.
To kick off the month, here’s a few financial tips to get you started:
Choose the Right Savings Account
Understanding the difference between different kinds of savings accounts can be overwhelming. Your goal is to find a safe place to put your money, but with all the options, how do you know which account is right for you?
Before making your decision, consider the following:
- Minimum deposit amount: Does the account require you to keep a certain amount of money in the account at all times?
- Limit on withdrawals: How often can you take out money?
- Interest: How much will your money earn just for being in the account?
- Deposit Insurance: Is your money insured in case something happens?
- Convenience: How easy it is to for you to deposit or withdraw money?
Be Prepared for an Emergency
Being financially prepared doesn’t just mean you understand your budget and have a healthy emergency fund. While having savings to fall back on will make it easier to recover after a disaster, a lack of quick access to cash and not being able to locate vital records, ATM cards or proof of identification can make it harder to get back on your feet quickly.
FEMA recommends you put together a financial emergency preparedness kit. Take inventory of valuables in your home for your insurance. Take photos of the items as well as the inside and outside of your house.
Store these photos, along with a small amount of cash and copies of important documents (like your insurance policies) in a safe place at home as part of your emergency disaster kit. In the event of an emergency, you’ll be able to use your kit to help file insurance claims.
Teach Your Kids Good Money Habits
Smart saving and spending habits start early in life. You can help your kids understand money basics with fun and educational comic strips from Kids.gov. The comics teach the importance of saving and help kids find creative ways to be frugal.
Order Free Financial Materials
If you want more free and trusted financial advice, order a packet of free financial materials and you’ll get tips on retirement benefits, smart saving for college, avoiding financial setbacks and more. You’ll also receive a copy of the Consumer Action Handbook, full of advice on how to avoid scams and fraud to protect your money and financial future.
Make sure to check back throughout the month to get even more financial advice.
A new study of mice finds that cells other than motor neurons play a bigger role in the development of the fatal degenerative disease amyotrophic lateral sclerosis (ALS) than first thought. It shows that the cells that produce the myelin insulation that protects nerve cells may play a key role…
You may have noticed something different about your friends’ profile pictures as you scrolled through your Facebook feed this week. According to the social networking site, roughly 2.7 million users changed their profile image on Tuesday as the U.S. Supreme Court pondered the future of same-sex marriage in the United States.
Two men have died in Shanghai after being infected with the H7N9 bird flu virus strain, one that has never affected humans before, Chinese health authorities reported. The two patients were aged 87 and 27 years. The Xinhua News Agency reported that the younger man, surnamed Wu, became ill on February 19th, 2013 and died just over three weeks later on March 4th…