VA Home Loans Can Help Servicemembers and Veterans Purchase, Refinance, or Adapt a Home

The Department of Veterans Affairs (VA) offers a variety of home loan programs for active duty servicemembers, veterans, and National Guard and Reserve members: 

  • Purchase Loans help purchase a home at a competitive interest rate often without requiring a downpayment or private mortgage insurance.
  • Cash Out Refinance Loans take cash out of your home equity to pay off debt, fund school, or make home improvements.
  • Interest Rate Reduction Refinance Loan can help you obtain a lower interest rate by refinancing an existing VA loan.
  • Native American Direct Loans help eligible Native American veterans finance the purchase, construction, or improvement of homes on Federal Trust Land, or reduce the interest rate on a VA loan.
  • Adapted Housing Grants help veterans with a permanent and total service-connected disability purchase or build an adapted home or to modify an existing home to account for their disability.

These programs are not one-time benefits – they can be reused.

Learn more about home loans for veterans and servicemembers.

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Image description: Celebrate Constitution Day with your kids by…

Image description: Celebrate Constitution Day with your kids by sharing this poster with them.

How are our three branches of government relevant to Constitution Day?

The Founding Fathers, the framers of the Constitution, wanted to form a government that did not allow one person to have too much control. With this in mind, the framers wrote the Constitution to provide for a separation of powers.

A branch may use its powers to check the powers of the other two in order to maintain a balance of power among the three branches of government.

Download and share the poster.


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Americans ‘healthier and living longer’

Americans are living longer and leading healthier lives compared to 20 years ago, according to a new study published in the American Journal of Public Health. Researchers from the University of Massachusetts Medical School (UMMS) analyzed data from multiple government-sponsored health surveys that had been conducted over the last 21 years…

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Hormone-disrupting chemical detected in bottled water

Many of us prefer to drink bottled water, swayed by the belief that it is fresher and better for us. But now, researchers have uncovered an endocrine-disrupting chemical (EDC) in commercialized bottled water, according to a study published in the journal PLOS ONE. EDCs are man-made compounds that are commonly used in many plastics…

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Left and right-handed genes discovered

Scientists have uncovered genes that are involved in determining whether a person is left or right-handed, according to a study published in the journal PLOS ONE. Researchers from the UK and the Netherlands say they have discovered correlations between left and right-handedness and a network of genes present within developing embryos…

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‘Tingling’ Asian spice could help with chronic pain

A tasty new study analyzing the effects of Szechuan pepper, a commonly used spice in Asian cooking, uncovers the intricate dynamic between the senses of taste and touch, and researchers say their findings could lead to a better understanding of what causes tingling sensations for patients with chronic pain…

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